Lower Rate. Payday Loans.

Only $14 per $100 borrowed

  • Paperless, Secure & Easy to Apply!
  • Swift Response, Quick Cash Transfer!
  • High Approval Rate!

Online Lending Service

Featuring the Lowest Rate in Canada!



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Thank you for choosing Best Choice Loan!

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Best Choice Loan Ltd. is an independent business that specializes in issuing payday loans. Offering short-term financial solutions to clients for a wide spectrum of reasons. It may be a highly sought-after exciting purchase or dealing with overwhelming financial burden. We strive to bridge the gap between paycheques for customers who find themselves in an emergency, or just plain short on cash. We understand that life happens and that financial challenges can occur anytime, putting a strain on any budget. Therefore, we offer loans to BC customers with all types of credit.

Our team’s goal is to provide fast, and affordable borrowing options to ease financial burdens even when other lenders refuse.

Our Values

Fast Efficient Service

Our payday loans in BC are designed to be accessible, making it easier than ever to get a loan immediately. Our priority is to ensure fast approvals so you can get back to what’s most important in your life.

Easy Application

We make our lending process easy and straightforward. Making the application quick and with a minimal amount of required information. No Lengthy questionnaires.

Community Connection

Knowing our customers and building solid relationships. Our borrows love that they can complete all aspects of the loan application process right from home, without ever having to sit down with a representative.

If you would rather have a professional client care specialist walk you through the process, we are happy to offer that service as well. Our customer support staff is always ready and available to answer any questions that you may have by email or phone to ensure you get the loan you need.

Customer satisfaction is first and foremost what to expect from Best Choice Loan Ltd. It’s a core part of our business. So, let’s get you started and join the rest of our satisfied short term loan borrowers.

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Maximum charges permitted in British Columbia for a payday loan: 15% of the principal; We charge 14% For a $300 loan for 14 days: Total cost of borrowing = $42. Annual Percentage Rate = 365% per year; This information meets the requirements of the Business Practices and Consumer Protection Act; Consumer Protection BC License #83110 View License